Credit Score

What is a CRIF credit score, and why is it important?
A CRIF credit score is a three-digit number ranging from 300 to 900 that represents an individual’s creditworthiness based on their past credit behavior. It...
Wed, 12 Feb, 2025 at 12:30 PM
How is my CRIF credit score calculated?
Your CRIF Credit Score is determined by analyzing your financial and credit behavior using the following factors: Factor Weightage (%) Impact on Credit...
Wed, 12 Feb, 2025 at 12:49 PM
How can I check my CRIF credit score?
You can check your CRIF credit score for FREE on Shiprocket Seller Panel by following these simple steps: Go to Shiprocket Capital: Visit Check Your Cre...
Wed, 12 Feb, 2025 at 12:47 PM
Does checking my credit score affect it and how often should I check my CRIF credit score?
No, checking your own CRIF credit score is a soft inquiry and does not impact your score. However, when a lender checks your score during a loan application...
Wed, 12 Feb, 2025 at 12:52 PM
What negatively affects my CRIF credit score?
Several financial habits can lower your CRIF credit score: Late or Missed Payments: Payment delays on loans or credit cards significantly impact your scor...
Wed, 12 Feb, 2025 at 12:53 PM
How can I improve my CRIF credit score?
If you have a low CRIF score, follow these steps to improve it: Make Timely Payments: Always pay your EMIs and credit card bills on or before the due date...
Wed, 12 Feb, 2025 at 1:04 PM